Pillow is how Nigerians, and thousands of users from other countries, save their money from inflation. We accept deposits in Naira and digital assets.

Your savings are put into stablecoin investments that get you returns way above the average rates. Also, there are options to invest directly in digital assets like BTC, ETH and others.

Pillow generates returns by investing the users’ funds into the best blue-chip DeFi protocols on blockchain networks.

Pillow has a dedicated research team that actively looks at 500+ protocols across 10+ chains (such as Ethereum, Polygon, Fantom, Arbitrum, etc.) to find the safest protocols to invest the users’ digital assets in. These DeFi protocols are spread across various business models such as lending & borrowing, single-sided staking, insurance, etc.

Most of the yield generated from these investments is passed on as returns to the users.

Pillow’s investments place your safety above returns, so our investment team carefully selects stable, low-risk investments. Further, your investments, alongside users from 60+ countries, are safely insured by Bitgo—the standard insurance company for digital assets investments.

Finally, if you’d love to visit us, we serve our global audience from 68 Circular Road, Singapore.