The best way to invest in dollars

Earn up to 14% per annum, paid in daily bits from secure and transparent investments.

Your savings are safeguarded by
Make your first deposit to earn ₦1000 Bonus. Click Here

Deposit and withdraw anytime

Start with as low as ₦3000!

No Transaction
Fees*

*Some transaction may require you to pay a transaction fee which is not controlled by pillow.

Trusted by people
like you

Pillow is one of the few fintech apps that take the time to listen to the audience and provide them solutions to their pain points. I love knowing any issues I have down the line will be fixed proactively.

Kagan Tech

A great app to use with a simple UI even for newbies who are still trying to find their way. Used it for a couple of weeks and aside the times I've encountered problems with my own network, the app itself has never given me any problem

Sarah Idahosa

With pillow, I don't need to go to a bureau da change to convert my naira to USD. I can do that on my smartphone and I get daily dollar interested credited to my account. Withdrawal is fast as well.

Olatunde Shobajo

I really love this app, on a rating of 5 stars, I will give it a solid 5 because of how intuitive the user interface is and the Swift method of withdrawal. I deposited money into it and it was instant to have it reflect on my pillow dashboard.

Fred's Tech Hub

Savings Calculator

Calculate your returns with Pillow savings calculator

Investment Amount
₦ 
500,000
Investment Amount
2
 Years
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After  
3
  Years your investment will be
₦ 
550,000
*The returns are calculated based on Variable APYs and may change overtime

We invest in the safest DeFi protocols. Your savings are safe here!

$250M insurance by Bitgo, the largest digital assets insurance provider

We show you exactly where we invest your money. No games!

Frequently asked questions

What is Pillow?

Pillow is how Nigerians, and thousands of users from other countries, save their money from inflation. We accept deposits in Naira and digital assets.

Your savings are put into stablecoin investments that get you returns way above the average rates. Also, there are options to invest directly in digital assets like BTC, ETH and others.

How does Pillow earn returns?

Pillow generates returns by investing the users’ funds into the best blue-chip DeFi protocols on blockchain networks.

Pillow has a dedicated research team that actively looks at 500+ protocols across 10+ chains (such as Ethereum, Polygon, Fantom, Arbitrum, etc.) to find the safest protocols to invest the users’ digital assets in. These DeFi protocols are spread across various business models such as lending & borrowing, single-sided staking, insurance, etc.

Most of the yield generated from these investments is passed on as returns to the users.

How safe is Pillow?

Pillow’s investments place your safety above returns, so our investment team carefully selects stable, low-risk investments. Further, your investments, alongside users from 60+ countries, are safely insured by Bitgo—the standard insurance company for digital assets investments.

Finally, if you’d love to visit us, we serve our global audience from 68 Circular Road, Singapore.

Start building wealth with daily returns on Pillow